All this to say, I think the 100K resistors in Chad's circuit could be reduced in value substantially. This'll ameliorate the gain loss which Neil noted, and IMO the linearity of the DACs won't be impaired.
So, some updates. See attached picture for the mini-circuit I'm working with right now.
I bought some LM386's and they finally came in the mail. Not wanting to do eBay for something like that again, stick to Mouser! Anyways, I set up the Gain=200 circuit from the datasheet, and fed it an audio signal from the desktop computer to test, at 5V power supply. [ Mind you, all of this is on a *breadboard*, so I don't really trust it much. ]
I replaced the pot with an in-line resistor and a 10K resistor to ground. When the in-line resistor is 0 ohms it's loud enough, but lots of distortion. Like "I want to blow the speakers" kind of thing. Makes sense. When the in-line resistor is 10K ohms, it's still loud, a bit better, still lots of noise. When the in-line resistor is 100K ohms, it's "loud" but full of static. Like, I can hear the music in the background, but the hum over-rides it a lot.
I then tested to see if the LM386 would work at 3.3V, and it does seem to do so! I don't see much of a difference in output really or distortion, so that's nice. The breadboard is SUPER annoying, and not wanting to play nicely, ever. But I did get it to work when I held some wires and pressed something else down at the same time.
So, I think I'm going to assume what Jeff is talking about. The 100K ohm resistors can be reduced a lot, and a little bit of feedback on the other channels will just have to be as is. I'm not looking for absolute clarity, just some distinction between left and right, and I think I can still achieve that with some 10K ohms. I will test this theory out more fully later, but now I have to run to the college's graduation ceremony!
Thank you everyone!
Chad